Call report 2015Q4
MERIT BANK — 2015Q4
The 22 measures MERIT BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,822,000 | USD | evidence → |
| Total loans | 72,556,000 | USD | evidence → |
| Allowance for loan losses | 1,077,000 | USD | evidence → |
| Securities available for sale | 5,762,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,175,000 | USD | evidence → |
| Interest-bearing deposits | 64,685,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,490,000 | USD | evidence → |
| Equity capital | 8,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,465,000 | USD | evidence → |
| Interest expense | 775,000 | USD | evidence → |
| Net interest income | 3,690,000 | USD | evidence → |
| Noninterest income | 2,935,000 | USD | evidence → |
| Noninterest expense | 5,151,000 | USD | evidence → |
| Provision for loan losses | 725,000 | USD | evidence → |
| Pretax income | 864,000 | USD | evidence → |
| Income tax | 333,000 | USD | evidence → |
| Net income | 531,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,887,000 | USD | evidence → |
| Total capital | 8,808,000 | USD | evidence → |
| Risk-weighted assets | 73,482,000 | USD | evidence → |