Call report 2015Q3
MERIT BANK — 2015Q3
The 22 measures MERIT BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,799,000 | USD | evidence → |
| Total loans | 70,813,000 | USD | evidence → |
| Allowance for loan losses | 1,077,000 | USD | evidence → |
| Securities available for sale | 5,799,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,250,000 | USD | evidence → |
| Interest-bearing deposits | 69,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,111,000 | USD | evidence → |
| Equity capital | 8,465,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,381,000 | USD | evidence → |
| Interest expense | 568,000 | USD | evidence → |
| Net interest income | 2,813,000 | USD | evidence → |
| Noninterest income | 2,434,000 | USD | evidence → |
| Noninterest expense | 3,860,000 | USD | evidence → |
| Provision for loan losses | 725,000 | USD | evidence → |
| Pretax income | 777,000 | USD | evidence → |
| Income tax | 284,000 | USD | evidence → |
| Net income | 493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,837,000 | USD | evidence → |
| Total capital | 8,762,000 | USD | evidence → |
| Risk-weighted assets | 73,847,000 | USD | evidence → |