Call report 2014Q1
MERIT BANK — 2014Q1
The 22 measures MERIT BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,431,000 | USD | evidence → |
| Total loans | 65,301,000 | USD | evidence → |
| Allowance for loan losses | 961,000 | USD | evidence → |
| Securities available for sale | 5,137,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,689,000 | USD | evidence → |
| Interest-bearing deposits | 64,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,393,000 | USD | evidence → |
| Equity capital | 7,177,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 993,000 | USD | evidence → |
| Interest expense | 148,000 | USD | evidence → |
| Net interest income | 845,000 | USD | evidence → |
| Noninterest income | 64,000 | USD | evidence → |
| Noninterest expense | 691,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 158,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 98,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,710,000 | USD | evidence → |
| Total capital | 7,588,000 | USD | evidence → |
| Risk-weighted assets | 67,666,000 | USD | evidence → |