Call report 2014Q2
MERIT BANK — 2014Q2
The 22 measures MERIT BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,539,000 | USD | evidence → |
| Total loans | 69,382,000 | USD | evidence → |
| Allowance for loan losses | 961,000 | USD | evidence → |
| Securities available for sale | 5,226,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,375,000 | USD | evidence → |
| Interest-bearing deposits | 58,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,751,000 | USD | evidence → |
| Equity capital | 7,344,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,016,000 | USD | evidence → |
| Interest expense | 313,000 | USD | evidence → |
| Net interest income | 1,703,000 | USD | evidence → |
| Noninterest income | 191,000 | USD | evidence → |
| Noninterest expense | 1,497,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 337,000 | USD | evidence → |
| Income tax | 126,000 | USD | evidence → |
| Net income | 211,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,823,000 | USD | evidence → |
| Total capital | 7,740,000 | USD | evidence → |
| Risk-weighted assets | 73,722,000 | USD | evidence → |