Call report 2013Q4
MERIT BANK — 2013Q4
The 22 measures MERIT BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,422,000 | USD | evidence → |
| Total loans | 61,829,000 | USD | evidence → |
| Allowance for loan losses | 900,000 | USD | evidence → |
| Securities available for sale | 5,067,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,893,000 | USD | evidence → |
| Interest-bearing deposits | 54,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,794,000 | USD | evidence → |
| Equity capital | 7,032,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,520,000 | USD | evidence → |
| Interest expense | 618,000 | USD | evidence → |
| Net interest income | 2,902,000 | USD | evidence → |
| Noninterest income | 746,000 | USD | evidence → |
| Noninterest expense | 2,623,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 885,000 | USD | evidence → |
| Income tax | 335,000 | USD | evidence → |
| Net income | 550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,610,000 | USD | evidence → |
| Total capital | 7,428,000 | USD | evidence → |
| Risk-weighted assets | 62,505,000 | USD | evidence → |