Call report 2011Q1
MERIT BANK — 2011Q1
The 22 measures MERIT BANK reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,316,000 | USD | evidence → |
| Total loans | 34,386,000 | USD | evidence → |
| Allowance for loan losses | 794,000 | USD | evidence → |
| Securities available for sale | 2,518,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,340,000 | USD | evidence → |
| Interest-bearing deposits | 42,518,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,822,000 | USD | evidence → |
| Equity capital | 5,160,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 631,000 | USD | evidence → |
| Interest expense | 189,000 | USD | evidence → |
| Net interest income | 442,000 | USD | evidence → |
| Noninterest income | 24,000 | USD | evidence → |
| Noninterest expense | 345,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 86,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 53,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,565,000 | USD | evidence → |
| Total capital | 4,975,000 | USD | evidence → |
| Risk-weighted assets | 32,438,000 | USD | evidence → |