Call report 2010Q4
MERIT BANK — 2010Q4
The 22 measures MERIT BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,162,000 | USD | evidence → |
| Total loans | 44,408,000 | USD | evidence → |
| Allowance for loan losses | 745,000 | USD | evidence → |
| Securities available for sale | 2,634,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,204,000 | USD | evidence → |
| Interest-bearing deposits | 43,326,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,878,000 | USD | evidence → |
| Equity capital | 5,098,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,724,000 | USD | evidence → |
| Interest expense | 779,000 | USD | evidence → |
| Net interest income | 1,945,000 | USD | evidence → |
| Noninterest income | 50,000 | USD | evidence → |
| Noninterest expense | 1,362,000 | USD | evidence → |
| Provision for loan losses | 431,000 | USD | evidence → |
| Pretax income | 202,000 | USD | evidence → |
| Income tax | 63,000 | USD | evidence → |
| Net income | 139,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,508,000 | USD | evidence → |
| Total capital | 4,956,000 | USD | evidence → |
| Risk-weighted assets | 35,205,000 | USD | evidence → |