Call report 2011Q2
MERIT BANK — 2011Q2
The 22 measures MERIT BANK reported to the FFIEC for 2011Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,747,000 | USD | evidence → |
| Total loans | 45,857,000 | USD | evidence → |
| Allowance for loan losses | 639,000 | USD | evidence → |
| Securities available for sale | 5,642,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,561,000 | USD | evidence → |
| Interest-bearing deposits | 41,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,226,000 | USD | evidence → |
| Equity capital | 5,318,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,300,000 | USD | evidence → |
| Interest expense | 351,000 | USD | evidence → |
| Net interest income | 949,000 | USD | evidence → |
| Noninterest income | 81,000 | USD | evidence → |
| Noninterest expense | 711,000 | USD | evidence → |
| Provision for loan losses | 160,000 | USD | evidence → |
| Pretax income | 159,000 | USD | evidence → |
| Income tax | 48,000 | USD | evidence → |
| Net income | 111,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,624,000 | USD | evidence → |
| Total capital | 5,105,000 | USD | evidence → |
| Risk-weighted assets | 38,709,000 | USD | evidence → |