Call report 2010Q3
MERIT BANK — 2010Q3
The 22 measures MERIT BANK reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,841,000 | USD | evidence → |
| Total loans | 42,580,000 | USD | evidence → |
| Allowance for loan losses | 650,000 | USD | evidence → |
| Securities available for sale | 2,901,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,781,000 | USD | evidence → |
| Interest-bearing deposits | 40,052,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,729,000 | USD | evidence → |
| Equity capital | 5,147,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,020,000 | USD | evidence → |
| Interest expense | 584,000 | USD | evidence → |
| Net interest income | 1,436,000 | USD | evidence → |
| Noninterest income | 36,000 | USD | evidence → |
| Noninterest expense | 975,000 | USD | evidence → |
| Provision for loan losses | 281,000 | USD | evidence → |
| Pretax income | 216,000 | USD | evidence → |
| Income tax | 81,000 | USD | evidence → |
| Net income | 135,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,499,000 | USD | evidence → |
| Total capital | 4,917,000 | USD | evidence → |
| Risk-weighted assets | 33,211,000 | USD | evidence → |