Call report 2008Q1
MERIT BANK — 2008Q1
The 22 measures MERIT BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 11,626,000 | USD | evidence → |
| Total loans | 6,628,000 | USD | evidence → |
| Allowance for loan losses | 85,000 | USD | evidence → |
| Securities available for sale | 1,646,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 7,613,000 | USD | evidence → |
| Interest-bearing deposits | 6,176,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,437,000 | USD | evidence → |
| Equity capital | 2,542,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 147,000 | USD | evidence → |
| Interest expense | 37,000 | USD | evidence → |
| Net interest income | 110,000 | USD | evidence → |
| Noninterest income | 7,000 | USD | evidence → |
| Noninterest expense | 112,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | -25,000 | USD | evidence → |
| Income tax | -3,000 | USD | evidence → |
| Net income | -22,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,893,000 | USD | evidence → |
| Total capital | 1,978,000 | USD | evidence → |
| Risk-weighted assets | 7,965,000 | USD | evidence → |