Call report 2007Q4
MERIT BANK — 2007Q4
The 22 measures MERIT BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 9,630,000 | USD | evidence → |
| Total loans | 3,481,000 | USD | evidence → |
| Allowance for loan losses | 55,000 | USD | evidence → |
| Securities available for sale | 1,640,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 6,049,000 | USD | evidence → |
| Interest-bearing deposits | 4,517,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,532,000 | USD | evidence → |
| Equity capital | 2,059,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 296,000 | USD | evidence → |
| Interest expense | 69,000 | USD | evidence → |
| Net interest income | 227,000 | USD | evidence → |
| Noninterest income | 18,000 | USD | evidence → |
| Noninterest expense | 198,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 47,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 36,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,407,000 | USD | evidence → |
| Total capital | 1,451,000 | USD | evidence → |
| Risk-weighted assets | 5,081,000 | USD | evidence → |