Call report 2008Q2
MERIT BANK — 2008Q2
The 22 measures MERIT BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 16,208,000 | USD | evidence → |
| Total loans | 11,070,000 | USD | evidence → |
| Allowance for loan losses | 115,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 11,782,000 | USD | evidence → |
| Interest-bearing deposits | 9,334,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,448,000 | USD | evidence → |
| Equity capital | 2,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 378,000 | USD | evidence → |
| Interest expense | 120,000 | USD | evidence → |
| Net interest income | 258,000 | USD | evidence → |
| Noninterest income | 13,000 | USD | evidence → |
| Noninterest expense | 250,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | -39,000 | USD | evidence → |
| Income tax | -7,000 | USD | evidence → |
| Net income | -39,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,277,000 | USD | evidence → |
| Total capital | 2,392,000 | USD | evidence → |
| Risk-weighted assets | 12,189,000 | USD | evidence → |