Call report 2007Q3
MERIT BANK — 2007Q3
The 22 measures MERIT BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,374,000 | USD | evidence → |
| Total loans | 2,863,000 | USD | evidence → |
| Allowance for loan losses | 55,000 | USD | evidence → |
| Securities available for sale | 1,641,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,346,000 | USD | evidence → |
| Interest-bearing deposits | 3,459,000 | USD | evidence → |
| Noninterest-bearing deposits | 888,000 | USD | evidence → |
| Equity capital | 1,972,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 188,000 | USD | evidence → |
| Interest expense | 46,000 | USD | evidence → |
| Net interest income | 142,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 120,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 33,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 25,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,316,000 | USD | evidence → |
| Total capital | 1,352,000 | USD | evidence → |
| Risk-weighted assets | 3,948,000 | USD | evidence → |