Call report 2007Q2
MERIT BANK — 2007Q2
The 22 measures MERIT BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,873,000 | USD | evidence → |
| Total loans | 2,908,000 | USD | evidence → |
| Allowance for loan losses | 58,000 | USD | evidence → |
| Securities available for sale | 1,641,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,283,000 | USD | evidence → |
| Interest-bearing deposits | 3,406,000 | USD | evidence → |
| Noninterest-bearing deposits | 877,000 | USD | evidence → |
| Equity capital | 1,538,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 101,000 | USD | evidence → |
| Interest expense | 24,000 | USD | evidence → |
| Net interest income | 77,000 | USD | evidence → |
| Noninterest income | 7,000 | USD | evidence → |
| Noninterest expense | 62,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 22,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 17,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 879,000 | USD | evidence → |
| Total capital | 915,000 | USD | evidence → |
| Risk-weighted assets | 3,834,000 | USD | evidence → |