Call report 2007Q1
MERIT BANK — 2007Q1
The 22 measures MERIT BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,816,000 | USD | evidence → |
| Total loans | 2,979,000 | USD | evidence → |
| Allowance for loan losses | 58,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,704,000 | USD | evidence → |
| Interest-bearing deposits | 3,665,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,039,000 | USD | evidence → |
| Equity capital | 1,064,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,000 | USD | evidence → |
| Interest expense | 5,000 | USD | evidence → |
| Net interest income | 15,000 | USD | evidence → |
| Noninterest income | 1,000 | USD | evidence → |
| Noninterest expense | 12,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 3,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 864,000 | USD | evidence → |
| Total capital | 901,000 | USD | evidence → |
| Risk-weighted assets | 3,412,000 | USD | evidence → |