Call report 2004Q3
MERIT BANK — 2004Q3
The 22 measures MERIT BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,954,000 | USD | evidence → |
| Total loans | 4,510,000 | USD | evidence → |
| Allowance for loan losses | 79,000 | USD | evidence → |
| Securities available for sale | 806,000 | USD | evidence → |
| Securities held to maturity | 55,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,231,000 | USD | evidence → |
| Interest-bearing deposits | 4,469,000 | USD | evidence → |
| Noninterest-bearing deposits | 762,000 | USD | evidence → |
| Equity capital | 700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 242,000 | USD | evidence → |
| Interest expense | 41,000 | USD | evidence → |
| Net interest income | 201,000 | USD | evidence → |
| Noninterest income | 15,000 | USD | evidence → |
| Noninterest expense | 115,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 101,000 | USD | evidence → |
| Income tax | 36,000 | USD | evidence → |
| Net income | 64,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 700,000 | USD | evidence → |
| Total capital | 756,000 | USD | evidence → |
| Risk-weighted assets | 4,248,000 | USD | evidence → |