Call report 2004Q2
MERIT BANK — 2004Q2
The 22 measures MERIT BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,789,000 | USD | evidence → |
| Total loans | 4,591,000 | USD | evidence → |
| Allowance for loan losses | 80,000 | USD | evidence → |
| Securities available for sale | 802,000 | USD | evidence → |
| Securities held to maturity | 56,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,085,000 | USD | evidence → |
| Interest-bearing deposits | 4,237,000 | USD | evidence → |
| Noninterest-bearing deposits | 848,000 | USD | evidence → |
| Equity capital | 674,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 162,000 | USD | evidence → |
| Interest expense | 28,000 | USD | evidence → |
| Net interest income | 134,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 78,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 67,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 43,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 675,000 | USD | evidence → |
| Total capital | 729,000 | USD | evidence → |
| Risk-weighted assets | 4,263,000 | USD | evidence → |