Call report 2004Q4
MERIT BANK — 2004Q4
The 22 measures MERIT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,099,000 | USD | evidence → |
| Total loans | 4,042,000 | USD | evidence → |
| Allowance for loan losses | 79,000 | USD | evidence → |
| Securities available for sale | 700,000 | USD | evidence → |
| Securities held to maturity | 55,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,441,000 | USD | evidence → |
| Interest-bearing deposits | 4,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,389,000 | USD | evidence → |
| Equity capital | 642,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 321,000 | USD | evidence → |
| Interest expense | 54,000 | USD | evidence → |
| Net interest income | 267,000 | USD | evidence → |
| Noninterest income | 20,000 | USD | evidence → |
| Noninterest expense | 167,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 120,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 76,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 643,000 | USD | evidence → |
| Total capital | 693,000 | USD | evidence → |
| Risk-weighted assets | 3,951,000 | USD | evidence → |