Call report 2004Q1
MERIT BANK — 2004Q1
The 22 measures MERIT BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,756,000 | USD | evidence → |
| Total loans | 4,463,000 | USD | evidence → |
| Allowance for loan losses | 84,000 | USD | evidence → |
| Securities available for sale | 1,017,000 | USD | evidence → |
| Securities held to maturity | 56,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,046,000 | USD | evidence → |
| Interest-bearing deposits | 4,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 894,000 | USD | evidence → |
| Equity capital | 662,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 81,000 | USD | evidence → |
| Interest expense | 14,000 | USD | evidence → |
| Net interest income | 67,000 | USD | evidence → |
| Noninterest income | 5,000 | USD | evidence → |
| Noninterest expense | 38,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 34,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 22,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 654,000 | USD | evidence → |
| Total capital | 706,000 | USD | evidence → |
| Risk-weighted assets | 4,136,000 | USD | evidence → |