Call report 2003Q4
MERIT BANK — 2003Q4
The 22 measures MERIT BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,600,000 | USD | evidence → |
| Total loans | 4,219,000 | USD | evidence → |
| Allowance for loan losses | 83,000 | USD | evidence → |
| Securities available for sale | 1,117,000 | USD | evidence → |
| Securities held to maturity | 61,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,930,000 | USD | evidence → |
| Interest-bearing deposits | 4,107,000 | USD | evidence → |
| Noninterest-bearing deposits | 823,000 | USD | evidence → |
| Equity capital | 639,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 353,000 | USD | evidence → |
| Interest expense | 72,000 | USD | evidence → |
| Net interest income | 281,000 | USD | evidence → |
| Noninterest income | 31,000 | USD | evidence → |
| Noninterest expense | 162,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 150,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 96,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 633,000 | USD | evidence → |
| Total capital | 682,000 | USD | evidence → |
| Risk-weighted assets | 3,868,000 | USD | evidence → |