Call report 2003Q3
MERIT BANK — 2003Q3
The 22 measures MERIT BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,998,000 | USD | evidence → |
| Total loans | 4,513,000 | USD | evidence → |
| Allowance for loan losses | 83,000 | USD | evidence → |
| Securities available for sale | 1,168,000 | USD | evidence → |
| Securities held to maturity | 61,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,262,000 | USD | evidence → |
| Interest-bearing deposits | 4,375,000 | USD | evidence → |
| Noninterest-bearing deposits | 887,000 | USD | evidence → |
| Equity capital | 691,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 270,000 | USD | evidence → |
| Interest expense | 58,000 | USD | evidence → |
| Net interest income | 212,000 | USD | evidence → |
| Noninterest income | 23,000 | USD | evidence → |
| Noninterest expense | 110,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 128,000 | USD | evidence → |
| Income tax | 46,000 | USD | evidence → |
| Net income | 82,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 683,000 | USD | evidence → |
| Total capital | 731,000 | USD | evidence → |
| Risk-weighted assets | 3,802,000 | USD | evidence → |