Call report 2003Q2
MERIT BANK — 2003Q2
The 22 measures MERIT BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,996,000 | USD | evidence → |
| Total loans | 4,596,000 | USD | evidence → |
| Allowance for loan losses | 86,000 | USD | evidence → |
| Securities available for sale | 971,000 | USD | evidence → |
| Securities held to maturity | 62,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,276,000 | USD | evidence → |
| Interest-bearing deposits | 4,388,000 | USD | evidence → |
| Noninterest-bearing deposits | 888,000 | USD | evidence → |
| Equity capital | 671,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 183,000 | USD | evidence → |
| Interest expense | 40,000 | USD | evidence → |
| Net interest income | 143,000 | USD | evidence → |
| Noninterest income | 17,000 | USD | evidence → |
| Noninterest expense | 74,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 89,000 | USD | evidence → |
| Income tax | 32,000 | USD | evidence → |
| Net income | 57,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 658,000 | USD | evidence → |
| Total capital | 710,000 | USD | evidence → |
| Risk-weighted assets | 4,112,000 | USD | evidence → |