Call report 2003Q1
MERIT BANK — 2003Q1
The 22 measures MERIT BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,938,000 | USD | evidence → |
| Total loans | 4,467,000 | USD | evidence → |
| Allowance for loan losses | 86,000 | USD | evidence → |
| Securities available for sale | 766,000 | USD | evidence → |
| Securities held to maturity | 62,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,240,000 | USD | evidence → |
| Interest-bearing deposits | 4,459,000 | USD | evidence → |
| Noninterest-bearing deposits | 781,000 | USD | evidence → |
| Equity capital | 640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 92,000 | USD | evidence → |
| Interest expense | 21,000 | USD | evidence → |
| Net interest income | 71,000 | USD | evidence → |
| Noninterest income | 10,000 | USD | evidence → |
| Noninterest expense | 37,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 44,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 28,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 630,000 | USD | evidence → |
| Total capital | 679,000 | USD | evidence → |
| Risk-weighted assets | 3,977,000 | USD | evidence → |