Call report 2002Q4
MERIT BANK — 2002Q4
The 22 measures MERIT BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,683,000 | USD | evidence → |
| Total loans | 4,635,000 | USD | evidence → |
| Allowance for loan losses | 86,000 | USD | evidence → |
| Securities available for sale | 874,000 | USD | evidence → |
| Securities held to maturity | 67,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,022,000 | USD | evidence → |
| Interest-bearing deposits | 4,252,000 | USD | evidence → |
| Noninterest-bearing deposits | 770,000 | USD | evidence → |
| Equity capital | 616,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 395,000 | USD | evidence → |
| Interest expense | 107,000 | USD | evidence → |
| Net interest income | 288,000 | USD | evidence → |
| Noninterest income | 23,000 | USD | evidence → |
| Noninterest expense | 162,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 147,000 | USD | evidence → |
| Income tax | 53,000 | USD | evidence → |
| Net income | 94,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 602,000 | USD | evidence → |
| Total capital | 653,000 | USD | evidence → |
| Risk-weighted assets | 4,063,000 | USD | evidence → |