Call report 2002Q3
MERIT BANK — 2002Q3
The 22 measures MERIT BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,871,000 | USD | evidence → |
| Total loans | 4,444,000 | USD | evidence → |
| Allowance for loan losses | 86,000 | USD | evidence → |
| Securities available for sale | 979,000 | USD | evidence → |
| Securities held to maturity | 68,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,148,000 | USD | evidence → |
| Interest-bearing deposits | 4,529,000 | USD | evidence → |
| Noninterest-bearing deposits | 619,000 | USD | evidence → |
| Equity capital | 667,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 299,000 | USD | evidence → |
| Interest expense | 84,000 | USD | evidence → |
| Net interest income | 215,000 | USD | evidence → |
| Noninterest income | 17,000 | USD | evidence → |
| Noninterest expense | 110,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 120,000 | USD | evidence → |
| Income tax | 41,000 | USD | evidence → |
| Net income | 79,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 651,000 | USD | evidence → |
| Total capital | 700,000 | USD | evidence → |
| Risk-weighted assets | 3,963,000 | USD | evidence → |