Call report 2002Q2
MERIT BANK — 2002Q2
The 22 measures MERIT BANK reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,884,000 | USD | evidence → |
| Total loans | 4,477,000 | USD | evidence → |
| Allowance for loan losses | 85,000 | USD | evidence → |
| Securities available for sale | 1,077,000 | USD | evidence → |
| Securities held to maturity | 68,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,199,000 | USD | evidence → |
| Interest-bearing deposits | 4,551,000 | USD | evidence → |
| Noninterest-bearing deposits | 649,000 | USD | evidence → |
| Equity capital | 639,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 201,000 | USD | evidence → |
| Interest expense | 59,000 | USD | evidence → |
| Net interest income | 142,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 71,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 81,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 53,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 626,000 | USD | evidence → |
| Total capital | 675,000 | USD | evidence → |
| Risk-weighted assets | 3,967,000 | USD | evidence → |