Call report 2002Q1
MERIT BANK — 2002Q1
The 22 measures MERIT BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,978,000 | USD | evidence → |
| Total loans | 4,362,000 | USD | evidence → |
| Allowance for loan losses | 85,000 | USD | evidence → |
| Securities available for sale | 1,063,000 | USD | evidence → |
| Securities held to maturity | 68,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,317,000 | USD | evidence → |
| Interest-bearing deposits | 4,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 663,000 | USD | evidence → |
| Equity capital | 602,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 101,000 | USD | evidence → |
| Interest expense | 31,000 | USD | evidence → |
| Net interest income | 70,000 | USD | evidence → |
| Noninterest income | 7,000 | USD | evidence → |
| Noninterest expense | 35,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 41,000 | USD | evidence → |
| Income tax | 14,000 | USD | evidence → |
| Net income | 27,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 600,000 | USD | evidence → |
| Total capital | 649,000 | USD | evidence → |
| Risk-weighted assets | 3,919,000 | USD | evidence → |