Call report 2001Q4
MERIT BANK — 2001Q4
The 22 measures MERIT BANK reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,858,000 | USD | evidence → |
| Total loans | 4,400,000 | USD | evidence → |
| Allowance for loan losses | 84,000 | USD | evidence → |
| Securities available for sale | 1,062,000 | USD | evidence → |
| Securities held to maturity | 72,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,229,000 | USD | evidence → |
| Interest-bearing deposits | 4,539,000 | USD | evidence → |
| Noninterest-bearing deposits | 690,000 | USD | evidence → |
| Equity capital | 579,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 442,000 | USD | evidence → |
| Interest expense | 167,000 | USD | evidence → |
| Net interest income | 275,000 | USD | evidence → |
| Noninterest income | 23,000 | USD | evidence → |
| Noninterest expense | 162,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 134,000 | USD | evidence → |
| Income tax | 46,000 | USD | evidence → |
| Net income | 88,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 573,000 | USD | evidence → |
| Total capital | 621,000 | USD | evidence → |
| Risk-weighted assets | 3,904,000 | USD | evidence → |