Call report 2025Q2
MERCHANTS NATIONAL BANK — 2025Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,331,882,000 | USD | evidence → |
| Total loans | 983,806,000 | USD | evidence → |
| Allowance for loan losses | 11,234,000 | USD | evidence → |
| Securities available for sale | 133,324,000 | USD | evidence → |
| Securities held to maturity | 44,570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,140,485,000 | USD | evidence → |
| Interest-bearing deposits | 914,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 226,032,000 | USD | evidence → |
| Equity capital | 118,215,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,759,000 | USD | evidence → |
| Interest expense | 10,174,000 | USD | evidence → |
| Net interest income | 20,585,000 | USD | evidence → |
| Noninterest income | 3,015,000 | USD | evidence → |
| Noninterest expense | 14,798,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,802,000 | USD | evidence → |
| Income tax | 1,760,000 | USD | evidence → |
| Net income | 7,042,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,458,000 | USD | evidence → |
| Total capital | 122,737,000 | USD | evidence → |
| Risk-weighted assets | 956,561,000 | USD | evidence → |