Call report 2025Q3
MERCHANTS NATIONAL BANK — 2025Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,334,025,000 | USD | evidence → |
| Total loans | 978,757,000 | USD | evidence → |
| Allowance for loan losses | 11,288,000 | USD | evidence → |
| Securities available for sale | 131,876,000 | USD | evidence → |
| Securities held to maturity | 44,570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,144,594,000 | USD | evidence → |
| Interest-bearing deposits | 927,739,000 | USD | evidence → |
| Noninterest-bearing deposits | 216,855,000 | USD | evidence → |
| Equity capital | 122,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,712,000 | USD | evidence → |
| Interest expense | 15,371,000 | USD | evidence → |
| Net interest income | 31,341,000 | USD | evidence → |
| Noninterest income | 4,679,000 | USD | evidence → |
| Noninterest expense | 22,442,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 13,578,000 | USD | evidence → |
| Income tax | 2,728,000 | USD | evidence → |
| Net income | 10,850,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 114,656,000 | USD | evidence → |
| Total capital | 125,989,000 | USD | evidence → |
| Risk-weighted assets | 947,069,000 | USD | evidence → |