Call report 2025Q1
MERCHANTS NATIONAL BANK — 2025Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,381,954,000 | USD | evidence → |
| Total loans | 994,071,000 | USD | evidence → |
| Allowance for loan losses | 11,145,000 | USD | evidence → |
| Securities available for sale | 150,673,000 | USD | evidence → |
| Securities held to maturity | 44,570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,190,273,000 | USD | evidence → |
| Interest-bearing deposits | 1,000,057,000 | USD | evidence → |
| Noninterest-bearing deposits | 190,216,000 | USD | evidence → |
| Equity capital | 116,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,866,000 | USD | evidence → |
| Interest expense | 5,236,000 | USD | evidence → |
| Net interest income | 9,630,000 | USD | evidence → |
| Noninterest income | 1,442,000 | USD | evidence → |
| Noninterest expense | 7,222,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,850,000 | USD | evidence → |
| Income tax | 768,000 | USD | evidence → |
| Net income | 3,082,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 110,335,000 | USD | evidence → |
| Total capital | 121,526,000 | USD | evidence → |
| Risk-weighted assets | 952,555,000 | USD | evidence → |