Call report 2024Q4
MERCHANTS NATIONAL BANK — 2024Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,315,856,000 | USD | evidence → |
| Total loans | 1,009,780,000 | USD | evidence → |
| Allowance for loan losses | 11,133,000 | USD | evidence → |
| Securities available for sale | 148,867,000 | USD | evidence → |
| Securities held to maturity | 44,570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,095,157,000 | USD | evidence → |
| Interest-bearing deposits | 856,051,000 | USD | evidence → |
| Noninterest-bearing deposits | 239,106,000 | USD | evidence → |
| Equity capital | 111,997,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 59,752,000 | USD | evidence → |
| Interest expense | 23,541,000 | USD | evidence → |
| Net interest income | 36,211,000 | USD | evidence → |
| Noninterest income | 6,108,000 | USD | evidence → |
| Noninterest expense | 29,029,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 13,245,000 | USD | evidence → |
| Income tax | 2,561,000 | USD | evidence → |
| Net income | 10,684,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 107,887,000 | USD | evidence → |
| Total capital | 119,066,000 | USD | evidence → |
| Risk-weighted assets | 975,809,000 | USD | evidence → |