Call report 2023Q3
MERCHANTS NATIONAL BANK — 2023Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,327,136,000 | USD | evidence → |
| Total loans | 1,004,530,000 | USD | evidence → |
| Allowance for loan losses | 11,056,000 | USD | evidence → |
| Securities available for sale | 145,322,000 | USD | evidence → |
| Securities held to maturity | 60,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,103,280,000 | USD | evidence → |
| Interest-bearing deposits | 878,261,000 | USD | evidence → |
| Noninterest-bearing deposits | 225,019,000 | USD | evidence → |
| Equity capital | 102,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,888,000 | USD | evidence → |
| Interest expense | 12,271,000 | USD | evidence → |
| Net interest income | 26,617,000 | USD | evidence → |
| Noninterest income | 4,113,000 | USD | evidence → |
| Noninterest expense | 20,673,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 9,857,000 | USD | evidence → |
| Income tax | 1,927,000 | USD | evidence → |
| Net income | 7,930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 104,526,000 | USD | evidence → |
| Total capital | 115,581,000 | USD | evidence → |
| Risk-weighted assets | 975,647,000 | USD | evidence → |