Call report 2023Q2
MERCHANTS NATIONAL BANK — 2023Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,331,544,000 | USD | evidence → |
| Total loans | 995,002,000 | USD | evidence → |
| Allowance for loan losses | 10,903,000 | USD | evidence → |
| Securities available for sale | 146,890,000 | USD | evidence → |
| Securities held to maturity | 60,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,135,948,000 | USD | evidence → |
| Interest-bearing deposits | 901,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 234,704,000 | USD | evidence → |
| Equity capital | 102,021,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,184,000 | USD | evidence → |
| Interest expense | 7,320,000 | USD | evidence → |
| Net interest income | 17,864,000 | USD | evidence → |
| Noninterest income | 2,716,000 | USD | evidence → |
| Noninterest expense | 13,730,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 6,650,000 | USD | evidence → |
| Income tax | 1,297,000 | USD | evidence → |
| Net income | 5,353,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 102,661,000 | USD | evidence → |
| Total capital | 113,563,000 | USD | evidence → |
| Risk-weighted assets | 969,701,000 | USD | evidence → |