Call report 2023Q4
MERCHANTS NATIONAL BANK — 2023Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,336,528,000 | USD | evidence → |
| Total loans | 1,012,662,000 | USD | evidence → |
| Allowance for loan losses | 11,136,000 | USD | evidence → |
| Securities available for sale | 149,899,000 | USD | evidence → |
| Securities held to maturity | 60,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,090,239,000 | USD | evidence → |
| Interest-bearing deposits | 850,343,000 | USD | evidence → |
| Noninterest-bearing deposits | 239,896,000 | USD | evidence → |
| Equity capital | 106,126,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,935,000 | USD | evidence → |
| Interest expense | 17,592,000 | USD | evidence → |
| Net interest income | 35,343,000 | USD | evidence → |
| Noninterest income | 5,837,000 | USD | evidence → |
| Noninterest expense | 28,196,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 12,784,000 | USD | evidence → |
| Income tax | 2,503,000 | USD | evidence → |
| Net income | 10,281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 103,988,000 | USD | evidence → |
| Total capital | 115,124,000 | USD | evidence → |
| Risk-weighted assets | 992,187,000 | USD | evidence → |