Call report 2023Q1
MERCHANTS NATIONAL BANK — 2023Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,297,502,000 | USD | evidence → |
| Total loans | 959,411,000 | USD | evidence → |
| Allowance for loan losses | 10,772,000 | USD | evidence → |
| Securities available for sale | 149,295,000 | USD | evidence → |
| Securities held to maturity | 60,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,129,943,000 | USD | evidence → |
| Interest-bearing deposits | 897,938,000 | USD | evidence → |
| Noninterest-bearing deposits | 232,005,000 | USD | evidence → |
| Equity capital | 103,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,076,000 | USD | evidence → |
| Interest expense | 3,125,000 | USD | evidence → |
| Net interest income | 8,951,000 | USD | evidence → |
| Noninterest income | 1,332,000 | USD | evidence → |
| Noninterest expense | 6,993,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 3,140,000 | USD | evidence → |
| Income tax | 607,000 | USD | evidence → |
| Net income | 2,533,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 102,719,000 | USD | evidence → |
| Total capital | 113,492,000 | USD | evidence → |
| Risk-weighted assets | 940,893,000 | USD | evidence → |