Call report 2022Q4
MERCHANTS NATIONAL BANK — 2022Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,265,974,000 | USD | evidence → |
| Total loans | 963,689,000 | USD | evidence → |
| Allowance for loan losses | 9,584,000 | USD | evidence → |
| Securities available for sale | 147,656,000 | USD | evidence → |
| Securities held to maturity | 60,568,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,111,253,000 | USD | evidence → |
| Interest-bearing deposits | 849,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 261,449,000 | USD | evidence → |
| Equity capital | 100,925,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,684,000 | USD | evidence → |
| Interest expense | 3,653,000 | USD | evidence → |
| Net interest income | 40,031,000 | USD | evidence → |
| Noninterest income | 5,525,000 | USD | evidence → |
| Noninterest expense | 26,816,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 18,140,000 | USD | evidence → |
| Income tax | 3,773,000 | USD | evidence → |
| Net income | 14,367,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 101,671,000 | USD | evidence → |
| Total capital | 111,255,000 | USD | evidence → |
| Risk-weighted assets | 948,151,000 | USD | evidence → |