Call report 2022Q3
MERCHANTS NATIONAL BANK — 2022Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,240,176,000 | USD | evidence → |
| Total loans | 943,007,000 | USD | evidence → |
| Allowance for loan losses | 9,312,000 | USD | evidence → |
| Securities available for sale | 144,562,000 | USD | evidence → |
| Securities held to maturity | 60,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,110,229,000 | USD | evidence → |
| Interest-bearing deposits | 858,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 251,344,000 | USD | evidence → |
| Equity capital | 99,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,905,000 | USD | evidence → |
| Interest expense | 2,027,000 | USD | evidence → |
| Net interest income | 29,878,000 | USD | evidence → |
| Noninterest income | 4,195,000 | USD | evidence → |
| Noninterest expense | 19,802,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 13,821,000 | USD | evidence → |
| Income tax | 2,905,000 | USD | evidence → |
| Net income | 10,916,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 100,999,000 | USD | evidence → |
| Total capital | 110,311,000 | USD | evidence → |
| Risk-weighted assets | 919,225,000 | USD | evidence → |