Call report 2022Q2
MERCHANTS NATIONAL BANK — 2022Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,249,398,000 | USD | evidence → |
| Total loans | 911,846,000 | USD | evidence → |
| Allowance for loan losses | 9,051,000 | USD | evidence → |
| Securities available for sale | 151,543,000 | USD | evidence → |
| Securities held to maturity | 60,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,129,120,000 | USD | evidence → |
| Interest-bearing deposits | 925,666,000 | USD | evidence → |
| Noninterest-bearing deposits | 203,454,000 | USD | evidence → |
| Equity capital | 101,002,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,420,000 | USD | evidence → |
| Interest expense | 1,172,000 | USD | evidence → |
| Net interest income | 19,248,000 | USD | evidence → |
| Noninterest income | 2,828,000 | USD | evidence → |
| Noninterest expense | 13,060,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 8,716,000 | USD | evidence → |
| Income tax | 1,853,000 | USD | evidence → |
| Net income | 6,863,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 97,540,000 | USD | evidence → |
| Total capital | 106,591,000 | USD | evidence → |
| Risk-weighted assets | 878,011,000 | USD | evidence → |