Call report 2022Q1
MERCHANTS NATIONAL BANK — 2022Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,227,460,000 | USD | evidence → |
| Total loans | 893,315,000 | USD | evidence → |
| Allowance for loan losses | 8,909,000 | USD | evidence → |
| Securities available for sale | 151,952,000 | USD | evidence → |
| Securities held to maturity | 57,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,101,263,000 | USD | evidence → |
| Interest-bearing deposits | 874,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 226,834,000 | USD | evidence → |
| Equity capital | 103,895,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,002,000 | USD | evidence → |
| Interest expense | 622,000 | USD | evidence → |
| Net interest income | 9,380,000 | USD | evidence → |
| Noninterest income | 1,516,000 | USD | evidence → |
| Noninterest expense | 6,760,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 3,986,000 | USD | evidence → |
| Income tax | 848,000 | USD | evidence → |
| Net income | 3,138,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,503,000 | USD | evidence → |
| Total capital | 105,412,000 | USD | evidence → |
| Risk-weighted assets | 861,337,000 | USD | evidence → |