Call report 2021Q4
MERCHANTS NATIONAL BANK — 2021Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,207,782,000 | USD | evidence → |
| Total loans | 896,819,000 | USD | evidence → |
| Allowance for loan losses | 8,746,000 | USD | evidence → |
| Securities available for sale | 162,753,000 | USD | evidence → |
| Securities held to maturity | 47,568,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,079,179,000 | USD | evidence → |
| Interest-bearing deposits | 841,234,000 | USD | evidence → |
| Noninterest-bearing deposits | 237,945,000 | USD | evidence → |
| Equity capital | 107,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,348,000 | USD | evidence → |
| Interest expense | 3,469,000 | USD | evidence → |
| Net interest income | 39,879,000 | USD | evidence → |
| Noninterest income | 5,382,000 | USD | evidence → |
| Noninterest expense | 27,324,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 17,337,000 | USD | evidence → |
| Income tax | 3,705,000 | USD | evidence → |
| Net income | 13,632,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 93,928,000 | USD | evidence → |
| Total capital | 102,674,000 | USD | evidence → |
| Risk-weighted assets | 873,265,000 | USD | evidence → |