Call report 2020Q4
MERCHANTS NATIONAL BANK — 2020Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,082,752,000 | USD | evidence → |
| Total loans | 855,924,000 | USD | evidence → |
| Allowance for loan losses | 8,151,000 | USD | evidence → |
| Securities available for sale | 22,059,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 960,920,000 | USD | evidence → |
| Interest-bearing deposits | 744,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 216,867,000 | USD | evidence → |
| Equity capital | 101,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,999,000 | USD | evidence → |
| Interest expense | 5,796,000 | USD | evidence → |
| Net interest income | 37,203,000 | USD | evidence → |
| Noninterest income | 5,466,000 | USD | evidence → |
| Noninterest expense | 25,290,000 | USD | evidence → |
| Provision for loan losses | 1,650,000 | USD | evidence → |
| Pretax income | 15,729,000 | USD | evidence → |
| Income tax | 3,249,000 | USD | evidence → |
| Net income | 12,480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,381,000 | USD | evidence → |
| Total capital | 94,532,000 | USD | evidence → |
| Risk-weighted assets | 760,977,000 | USD | evidence → |