Call report 2020Q3
MERCHANTS NATIONAL BANK — 2020Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,064,232,000 | USD | evidence → |
| Total loans | 861,837,000 | USD | evidence → |
| Allowance for loan losses | 7,840,000 | USD | evidence → |
| Securities available for sale | 22,453,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 936,096,000 | USD | evidence → |
| Interest-bearing deposits | 734,940,000 | USD | evidence → |
| Noninterest-bearing deposits | 201,156,000 | USD | evidence → |
| Equity capital | 100,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,655,000 | USD | evidence → |
| Interest expense | 4,631,000 | USD | evidence → |
| Net interest income | 27,024,000 | USD | evidence → |
| Noninterest income | 3,885,000 | USD | evidence → |
| Noninterest expense | 17,721,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | 11,988,000 | USD | evidence → |
| Income tax | 2,489,000 | USD | evidence → |
| Net income | 9,499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,044,000 | USD | evidence → |
| Total capital | 93,884,000 | USD | evidence → |
| Risk-weighted assets | 745,437,000 | USD | evidence → |