Call report 2021Q1
MERCHANTS NATIONAL BANK — 2021Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,162,324,000 | USD | evidence → |
| Total loans | 867,741,000 | USD | evidence → |
| Allowance for loan losses | 8,286,000 | USD | evidence → |
| Securities available for sale | 49,809,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,031,493,000 | USD | evidence → |
| Interest-bearing deposits | 816,618,000 | USD | evidence → |
| Noninterest-bearing deposits | 214,875,000 | USD | evidence → |
| Equity capital | 103,688,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,006,000 | USD | evidence → |
| Interest expense | 1,035,000 | USD | evidence → |
| Net interest income | 8,971,000 | USD | evidence → |
| Noninterest income | 1,379,000 | USD | evidence → |
| Noninterest expense | 6,356,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 3,844,000 | USD | evidence → |
| Income tax | 816,000 | USD | evidence → |
| Net income | 3,028,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,066,000 | USD | evidence → |
| Total capital | 97,352,000 | USD | evidence → |
| Risk-weighted assets | 765,616,000 | USD | evidence → |