Call report 2020Q2
MERCHANTS NATIONAL BANK — 2020Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,053,811,000 | USD | evidence → |
| Total loans | 852,441,000 | USD | evidence → |
| Allowance for loan losses | 7,387,000 | USD | evidence → |
| Securities available for sale | 22,788,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 927,464,000 | USD | evidence → |
| Interest-bearing deposits | 697,205,000 | USD | evidence → |
| Noninterest-bearing deposits | 230,259,000 | USD | evidence → |
| Equity capital | 98,093,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,413,000 | USD | evidence → |
| Interest expense | 3,297,000 | USD | evidence → |
| Net interest income | 18,116,000 | USD | evidence → |
| Noninterest income | 2,400,000 | USD | evidence → |
| Noninterest expense | 11,668,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 8,098,000 | USD | evidence → |
| Income tax | 1,671,000 | USD | evidence → |
| Net income | 6,427,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,578,000 | USD | evidence → |
| Total capital | 90,965,000 | USD | evidence → |
| Risk-weighted assets | 737,000,000 | USD | evidence → |