Call report 2020Q1
MERCHANTS NATIONAL BANK — 2020Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 966,632,000 | USD | evidence → |
| Total loans | 803,973,000 | USD | evidence → |
| Allowance for loan losses | 7,012,000 | USD | evidence → |
| Securities available for sale | 28,589,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 854,035,000 | USD | evidence → |
| Interest-bearing deposits | 685,665,000 | USD | evidence → |
| Noninterest-bearing deposits | 168,370,000 | USD | evidence → |
| Equity capital | 97,303,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,915,000 | USD | evidence → |
| Interest expense | 1,755,000 | USD | evidence → |
| Net interest income | 9,160,000 | USD | evidence → |
| Noninterest income | 1,193,000 | USD | evidence → |
| Noninterest expense | 5,825,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 4,228,000 | USD | evidence → |
| Income tax | 859,000 | USD | evidence → |
| Net income | 3,369,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,680,000 | USD | evidence → |
| Total capital | 89,692,000 | USD | evidence → |
| Risk-weighted assets | 730,052,000 | USD | evidence → |