Call report 2019Q4
MERCHANTS NATIONAL BANK — 2019Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 933,467,000 | USD | evidence → |
| Total loans | 818,775,000 | USD | evidence → |
| Allowance for loan losses | 6,805,000 | USD | evidence → |
| Securities available for sale | 25,032,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 820,652,000 | USD | evidence → |
| Interest-bearing deposits | 652,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 168,528,000 | USD | evidence → |
| Equity capital | 94,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,505,000 | USD | evidence → |
| Interest expense | 6,748,000 | USD | evidence → |
| Net interest income | 33,757,000 | USD | evidence → |
| Noninterest income | 4,596,000 | USD | evidence → |
| Noninterest expense | 24,809,000 | USD | evidence → |
| Provision for loan losses | 854,000 | USD | evidence → |
| Pretax income | 12,690,000 | USD | evidence → |
| Income tax | 2,538,000 | USD | evidence → |
| Net income | 10,152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,475,000 | USD | evidence → |
| Total capital | 86,280,000 | USD | evidence → |
| Risk-weighted assets | 748,490,000 | USD | evidence → |