Call report 2016Q1
MERCHANTS NATIONAL BANK — 2016Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 687,392,000 | USD | evidence → |
| Total loans | 536,735,000 | USD | evidence → |
| Allowance for loan losses | 5,760,000 | USD | evidence → |
| Securities available for sale | 47,855,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 587,370,000 | USD | evidence → |
| Interest-bearing deposits | 490,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,876,000 | USD | evidence → |
| Equity capital | 65,421,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,835,000 | USD | evidence → |
| Interest expense | 874,000 | USD | evidence → |
| Net interest income | 5,961,000 | USD | evidence → |
| Noninterest income | 650,000 | USD | evidence → |
| Noninterest expense | 3,612,000 | USD | evidence → |
| Provision for loan losses | 49,000 | USD | evidence → |
| Pretax income | 2,950,000 | USD | evidence → |
| Income tax | 931,000 | USD | evidence → |
| Net income | 2,019,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,756,000 | USD | evidence → |
| Total capital | 71,530,000 | USD | evidence → |
| Risk-weighted assets | 515,456,000 | USD | evidence → |