Call report 2015Q4
MERCHANTS NATIONAL BANK — 2015Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 657,826,000 | USD | evidence → |
| Total loans | 546,953,000 | USD | evidence → |
| Allowance for loan losses | 5,839,000 | USD | evidence → |
| Securities available for sale | 40,318,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 565,673,000 | USD | evidence → |
| Interest-bearing deposits | 469,586,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,087,000 | USD | evidence → |
| Equity capital | 63,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,408,000 | USD | evidence → |
| Interest expense | 3,477,000 | USD | evidence → |
| Net interest income | 23,931,000 | USD | evidence → |
| Noninterest income | 2,575,000 | USD | evidence → |
| Noninterest expense | 14,937,000 | USD | evidence → |
| Provision for loan losses | 1,069,000 | USD | evidence → |
| Pretax income | 10,497,000 | USD | evidence → |
| Income tax | 3,251,000 | USD | evidence → |
| Net income | 7,246,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,816,000 | USD | evidence → |
| Total capital | 69,673,000 | USD | evidence → |
| Risk-weighted assets | 530,050,000 | USD | evidence → |