Call report 2016Q2
MERCHANTS NATIONAL BANK — 2016Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 673,308,000 | USD | evidence → |
| Total loans | 527,055,000 | USD | evidence → |
| Allowance for loan losses | 5,710,000 | USD | evidence → |
| Securities available for sale | 47,372,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 578,662,000 | USD | evidence → |
| Interest-bearing deposits | 482,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,901,000 | USD | evidence → |
| Equity capital | 63,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,625,000 | USD | evidence → |
| Interest expense | 1,748,000 | USD | evidence → |
| Net interest income | 11,877,000 | USD | evidence → |
| Noninterest income | 1,421,000 | USD | evidence → |
| Noninterest expense | 7,451,000 | USD | evidence → |
| Provision for loan losses | 124,000 | USD | evidence → |
| Pretax income | 5,723,000 | USD | evidence → |
| Income tax | 1,816,000 | USD | evidence → |
| Net income | 3,907,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,347,000 | USD | evidence → |
| Total capital | 69,084,000 | USD | evidence → |
| Risk-weighted assets | 505,277,000 | USD | evidence → |